Mike Fernandez

Meet Mike Fernandez State Farm agent in New Lenox, IL

Summer is a season filled with road trips, family vacations, backyard barbecues, boating, and making memories with the people who matter most. It’s a great time of year to review your insurance coverage.

Life changes quickly. Maybe you’ve purchased a new vehicle, welcomed a new baby, bought your first home, started a business, added a teenage driver, or are preparing for retirement. As life changes, your insurance should change with it.

At the Mike Fernandez State Farm Agency in New Lenox, Illinois, we’re committed to helping individuals, families, and business owners throughout Illinois, Indiana, and Wisconsin understand their insurance options so they can make informed decisions with confidence.

Why Choose Mike Fernandez State Farm?

Although the Mike Fernandez State Farm Agency opened in 2023, I bring nearly 30 years of insurance and financial services experience helping families protect what they’ve worked so hard to build.

When you work with our office, you’ll receive more than just an insurance quote—you’ll receive personalized guidance from someone who believes education should come before making decisions.

What Sets Our Agency Apart

• United States Air Force Veteran

• Nearly 30 years of insurance and financial services experience

• Local New Lenox insurance agent who believes education comes first

• Personalized recommendations instead of one-size-fits-all policies

• Dedicated to helping customers understand their options before making decisions

• Long-term relationships built on integrity, and service

Insurance Is About More Than a Policy

Insurance isn’t just paperwork or monthly payments.

It’s about protecting the people and things that matter most.

Our goal is not simply to sell you something. Our goal is to help you:

• Protect your family

• Prepare for life’s unexpected events

• Recover financially after a loss

• Build confidence in your financial future

• Establish a long-term relationship with an insurance professional that's there for you

Every conversation starts with understanding your needs—not selling products.

Questions We Help Answer Every Day

Many people aren’t sure whether they have the right coverage. We’re here to help answer questions such as:

• What auto insurance coverage is right for me?

• How much liability insurance should I carry?

• Do I need a Personal Liability Umbrella Policy?

• What assets could be at risk after a serious accident?

• Does homeowner's insurance cover water damage?

• How much life insurance does my family really need?

• Should I insure my engagement ring or other valuable jewelry?

• What happens if someone sues me after a car accident?

• How should my insurance change after getting married?

• What insurance should I review before retirement?

• Do teenage drivers need additional protection?

• Should I review my insurance before buying a new vehicle or home?

These are important questions, and the answers are different for every family.

Insurance Products and Services We Offer

Our office proudly provides:

• Auto Insurance

• Homeowners Insurance

• Renters Insurance

• Condo Insurance

• Life Insurance

• Business Insurance

• Motorcycle Insurance

• Boat Insurance

• Personal Liability Umbrella Insurance

• Pet Insurance

• Financial Services

• Insurance Reviews

• First-Time Homebuyer Insurance Guidance

• Relocation Assistance to Illinois

• Relocation Assistance to New Lenox

Whether you’re moving to the area or simply reviewing your current policies, we’re here to help.

Serving New Lenox and Beyond

As a longtime New Lenox resident, I’m proud to serve my neighbors while supporting local schools, nonprofit organizations, community events, and businesses.

My military service in the United States Air Force helped shape my commitment to integrity, accountability, and serving others. Those same values guide our agency every day.

Who We Help

Whether you’re:

• Buying your first car

• Purchasing your first home

• Starting a family

• Sending a child to college

• Growing a business

• Preparing for retirement

• Reviewing insurance after a major life event

our team is ready to help you understand your options and choose coverage that fits your goals.

Schedule an Insurance Review

If it’s been a few years since you’ve reviewed your insurance, now is an excellent time.

An insurance review can help identify coverage gaps, answer your questions, and ensure your protection reflects your current stage of life.

There is no obligation—just an opportunity to better understand your coverage and make informed decisions.

Thank You

Thank you for considering the Mike Fernandez State Farm Agency.

It would be our privilege to earn your become your insurance partner for years to come. Whether you’re in New Lenox, Mokena, Frankfort, Manhattan, Joliet, or anywhere across Illinois, Indiana, or Wisconsin, we’re here to help you protect what matters most.